Credit Cards
FeedTop tips for selecting a balance transfer credit card deal
Money Expert
Sep 3rd 2010
Filed under: Credit Cards, Personal Finance
There are many offers on balance transfer deals currently on the market - finding the best rates and terms can be complicated though. Follow our top tips on what to look for when comparing credit card providers to ensure you are completely clued up and have complete control over your finances.
Balance transfer market welcoming attractive new offers
Money Expert
Aug 26th 2010
Filed under: Credit Cards
There has been a flurry of activity on balance transfers in the credit cards market this week, with MBNA and Barclaycard both launching attractive new products. MBNA has launched a new credit card that promises no handling fee on balance or money transfers made within the first three months of the account being opened.
The true cost of single life revealed
Money Expert
Aug 11th 2010
Filed under: Credit Cards, Personal Finance, Savings and Accounts
Single life on average costs £250,000 more over a lifetime on essential living costs than their coupled-up counterparts - shattering the illusion of it being one long party.But with more people living alone than ever before, follow these simple money saving tips to save.
Renewed credit card competition
Money Expert
Aug 5th 2010
Filed under: Credit Cards
The length of interest-free promotional periods offered by credit card providers has hit a record high, new research shows. Compare credit cards now and benefit from the competition.Credit card interest-free periods now last for 15.4 months, but interest rates on cards are also continuing to rise with the average rate hitting 17.32 per cent, moneysupermarket revealed.
Confused by finance? You're not alone
Helen Fowler
Aug 2nd 2010
Filed under: Credit Cards, Debt, Economy, Personal Finance, Mortgages, Pensions, Banking
We are a nation confused by financial products. And, frankly, can you blame us? Anybody would think the banks do it on purpose. More than two thirds of us suffer from confusion over how to make and use money, according to research from the University of Bristol and Confused.com.
Platinum credit card offer unveiled
Money Expert
Jul 26th 2010
Filed under: Credit Cards
Balance transfers on the popular Platinum credit cards from NatWest and RBS are now available online with an improved balance transfer offer of 0% APR for 16 months.Valid from account opening, the NatWest and RBS balance transfer credit card deals is one of the most competitive balance transfer offers on the market, and also includes an introductory 0% on purchases for 3 months.
Daily Finance's top five banned ads
Helen Fowler
Jul 15th 2010
Filed under: Credit Cards, Debt, Personal Finance, Loans
Lender Wonga.com yesterday got into trouble for running a misleading TV advert. But it was only the latest in a long line of financial companies to get a rap on the knuckles for its ads.Daily Finance has compiled a list of five recent offenders. They range from firms that bombard people with unwanted text messages to lenders claiming they can make your debts evaporate overnight.
Should financial management be taught in schools?
Money Expert
Jul 15th 2010
Filed under: Credit Cards, Debt, Insurance
Managing our personal finances is going to be increasingly difficult in the months ahead, but should children be taught financial management at school?Financial management of our personal finances is a hot topic, particularly as research shows more and more Brits are in need of debt management help and advice on how to manage their money.
Time to compare balance transfer cards
Money Expert
Jul 7th 2010
Filed under: Credit Cards
In a bid to entice new customers, Barclaycard is the latest credit card provider to offer extended interest free periods on balance transfers. Now is the time to compare balance transfer credit card rates in order to get the best available deals.Barclaycard Platinum now offers 15 months at 0% for new customers with a handling charge of 2.9%, with 0% interest on purchases for the first 3 months. The typical APR on Barclaycard Platinum is 16.9%.
Mounting debts by credit card 'suicide'
Money Expert
Jul 5th 2010
Filed under: Credit Cards, Debt
Many Britons are being reckless with their credit card use and are getting into trouble as a result, a UK Insolvency Helpline Debt Advice Service spokesman has said.The way many Britons are using their credit cards has been branded suicidal by an expert from the UK Insolvency Helpline Debt Advice Service.
Credit card balance transfer offers increase
Money Expert
Jul 1st 2010
Filed under: Credit Cards
As confidence slowly begins to return to the credit card sector, if you are looking for a new balance transfer credit card offer, now is the time to compare online.As reported last week by Moneyexpert.com, the balance transfer credit card market continues to be competitive with 29 providers offering deals for longer than 12 months, compared with just 19 a year ago. Now, new research from Moneyfacts shows that the number of cards charging no interest on new purchases for at least 10 months has increased by 450% in the last year.
Overseas card guide published
Money Expert
Jun 24th 2010
Filed under: Credit Cards
Those heading overseas on holiday this summer may lose out if they do not check how their card providers charge for overseas usage, it has been warned.With the longest days of summer approaching and the weather getting warmer, many people will be turning their thoughts to the summer holidays.
New card gives customers peace of mind
Money Expert
Jun 23rd 2010
Filed under: Credit Cards
Those looking for peace of mind when they shop online may be wise to opt for the new Egg Visa card, which is hoped to offer reassurance. A new rewards credit card could give customers peace of mind when they shop online, it has been suggested.
UK bank payments system still too slow
Adrian Holliday
Jun 12th 2010
Filed under: Credit Cards, Banking , Retail
Would you credit it? A banking transaction system supposed to make banking transactions quicker has been criticised by Which? as confusing and unfair.The new Faster Payments system actually arrived two years ago but 25% of credit card companies are still seeing no improvement in transactions and some banks limit how much can be sent says Which?.
World cup fever drives May retail sales
Adrian Holliday
Jun 8th 2010
Filed under: Company, Credit Cards, Debt, Economy, Retail
May's hot weather warmed up UK retail sales. The British Retail Consortium (BRC) says like-for-like sales - the most reliable barometer of sustainable confidence - rose 0.8% last month.The run up to the World Cup managed to shift a few extra TV sets, garden tools and clothing. So is consumer confidence finally returning to the UK? Were consumers just plain tired of being thrifty - or just celebrating the changes at Downing Street?
