Daily Finance UK http://www.dailyfinance.co.uk Daily Finance UK http://www.blogsmithmedia.com/http://www.dailyfinance.co.uk/media/feedlogo.gif Daily Finance UK http://www.dailyfinance.co.uk en-us Copyright 2010 Weblogs, Inc. The contents of this feed are available for non-commercial use only. Blogsmith http://www.blogsmith.com/Top tips for selecting a balance transfer credit card dealhttp://www.dailyfinance.co.uk/2010/09/03/top-tips-for-selecting-a-balance-transfer-credit-card-deal/http://www.dailyfinance.co.uk/2010/09/03/top-tips-for-selecting-a-balance-transfer-credit-card-deal/http://www.dailyfinance.co.uk/2010/09/03/top-tips-for-selecting-a-balance-transfer-credit-card-deal/#commentsFiled under: ,

credit cardThere are many offers on balance transfer deals currently on the market - finding the best rates and terms can be complicated though.

Follow our top tips on what to look for when comparing credit card providers to ensure you are completely clued up and have complete control over your finances.

Continue reading Top tips for selecting a balance transfer credit card deal

Top tips for selecting a balance transfer credit card deal originally appeared on Daily Finance UK on Fri, 03 Sep 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>0-balance0-purchasesbalance transfer dealBalanceTransferDealMoney ExpertFri, 03 Sep 2010 04:00:00 ESTSelf employed seek debt management planshttp://www.dailyfinance.co.uk/2010/09/02/self-employed-seek-debt-management-plans/http://www.dailyfinance.co.uk/2010/09/02/self-employed-seek-debt-management-plans/http://www.dailyfinance.co.uk/2010/09/02/self-employed-seek-debt-management-plans/#commentsFiled under:

debt managementSelf employed workers are struggling to repay their debts as new figures show that six and a half thousand self-employed people are seeking debt management solutions.

The Consumer Credit Counselling Service's Self Employed Centre reported that many of these workers' financial situations were so bad that they were only in a position to help 1,600 of them as over half of callers had a deficit budget.

Continue reading Self employed seek debt management plans

Self employed seek debt management plans originally appeared on Daily Finance UK on Thu, 02 Sep 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>debt management solutiondebt-calculatorDebtManagementSolutionDont MissDontMissMoney ExpertThu, 02 Sep 2010 04:00:00 ESTPost office's online saver promises attractive short-term rateshttp://www.dailyfinance.co.uk/2010/09/01/post-offices-online-saver-promises-attractive-short-term-rates/http://www.dailyfinance.co.uk/2010/09/01/post-offices-online-saver-promises-attractive-short-term-rates/http://www.dailyfinance.co.uk/2010/09/01/post-offices-online-saver-promises-attractive-short-term-rates/#commentsAn online savings account launched by the Post Office could help consumers get the most value from their savings in the current economic climate, thanks to its attractive 2.75 per cent AER rate.

Suited to those willing to operate their account solely via the internet, the Online Saver comes with a guaranteed 12 month bonus of 1.25 per cent.

Continue reading Post office's online saver promises attractive short-term rates

Post office's online saver promises attractive short-term rates originally appeared on Daily Finance UK on Wed, 01 Sep 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>cash-isaMoney ExpertWed, 01 Sep 2010 04:00:00 ESTShop around for annuities when converting pensionshttp://www.dailyfinance.co.uk/2010/08/31/shop-around-for-annuities-when-converting-pensions/http://www.dailyfinance.co.uk/2010/08/31/shop-around-for-annuities-when-converting-pensions/http://www.dailyfinance.co.uk/2010/08/31/shop-around-for-annuities-when-converting-pensions/#commentsFiled under:

pension fundRetiring workers who fail to shop around for annuities to turn their pensions into an annual income risk losing thousands of pounds, an expert has warned.

According to Laith Khalaf, a pensions expert at financial services company Hargreaves Lansdown, there is typically a 20 per cent difference between the top and bottom ends of the market when it comes to annuity rates.

Continue reading Shop around for annuities when converting pensions

Shop around for annuities when converting pensions originally appeared on Daily Finance UK on Tue, 31 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>pension coversionPensionCoversionShop around for annuitiesShopAroundForAnnuitiesMoney ExpertTue, 31 Aug 2010 04:00:00 ESTTop tips on taking out a mortgagehttp://www.dailyfinance.co.uk/2010/08/30/top-tips-on-taking-out-a-mortgage/http://www.dailyfinance.co.uk/2010/08/30/top-tips-on-taking-out-a-mortgage/http://www.dailyfinance.co.uk/2010/08/30/top-tips-on-taking-out-a-mortgage/#commentsFiled under:

mortgageTaking out a mortgage is essentially the same as taking out a long term loan.

And just like a long-term loan you are committed to repaying it back, plus, as it is probably the biggest loan most people are likely to ever take out, it is worth doing thorough research before committing to anything.

Continue reading Top tips on taking out a mortgage

Top tips on taking out a mortgage originally appeared on Daily Finance UK on Mon, 30 Aug 2010 12:00:00 EST. Please see our terms for use of feeds.

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]]>mortgage tipsmortgage-rateMortgageTipsMoney ExpertMon, 30 Aug 2010 12:00:00 ESTCredit crunch continues in mortgage markethttp://www.dailyfinance.co.uk/2010/08/30/credit-crunch-continues-in-mortgage-market/http://www.dailyfinance.co.uk/2010/08/30/credit-crunch-continues-in-mortgage-market/http://www.dailyfinance.co.uk/2010/08/30/credit-crunch-continues-in-mortgage-market/#commentsNew research into the state of the mortgage market in the wake of the credit crunch shows that large deposits continue to be key to bagging a cheap mortgage deal.

Mortgage applications are being rejected at record rates with minor discretions such as one late credit card payment effecting a mortgage lenders' decision, latest trends from mortgage advisers show.

Continue reading Credit crunch continues in mortgage market

Credit crunch continues in mortgage market originally appeared on Daily Finance UK on Mon, 30 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>mortgage-rateMoney ExpertMon, 30 Aug 2010 04:00:00 ESTBalance transfer market welcoming attractive new offershttp://www.dailyfinance.co.uk/2010/08/26/balance-transfer-market-welcoming-attractive-new-offers/http://www.dailyfinance.co.uk/2010/08/26/balance-transfer-market-welcoming-attractive-new-offers/http://www.dailyfinance.co.uk/2010/08/26/balance-transfer-market-welcoming-attractive-new-offers/#commentsFiled under:

credit cardsThere has been a flurry of activity on balance transfers in the credit cards market this week, with MBNA and Barclaycard both launching attractive new products.

MBNA has launched a new credit card that promises no handling fee on balance or money transfers made within the first three months of the account being opened.

Continue reading Balance transfer market welcoming attractive new offers

Balance transfer market welcoming attractive new offers originally appeared on Daily Finance UK on Thu, 26 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>0-balance0-purchasesbalance transfer cardsBalanceTransferCardsMoney ExpertThu, 26 Aug 2010 04:00:00 ESTChildren help parents with debt consolidationhttp://www.dailyfinance.co.uk/2010/08/25/children-help-parents-with-debt-consolidation/http://www.dailyfinance.co.uk/2010/08/25/children-help-parents-with-debt-consolidation/http://www.dailyfinance.co.uk/2010/08/25/children-help-parents-with-debt-consolidation/#commentsFiled under:

rightAt least eight per cent or almost one in ten adult children are giving their parents money and over a third of them use it for debt consolidation.

According to Scottish Widows, children are giving their parents is typically £8,250 compared to £6,500 in 2008.

Continue reading Children help parents with debt consolidation

Children help parents with debt consolidation originally appeared on Daily Finance UK on Wed, 25 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>debt helpdebt-calculatorDebtHelpMoney ExpertWed, 25 Aug 2010 04:00:00 ESTFailing to shop around for car insurance 'costs £58 a year'http://www.dailyfinance.co.uk/2010/08/24/failing-to-shop-around-for-car-insurance-costs-58-a-year/http://www.dailyfinance.co.uk/2010/08/24/failing-to-shop-around-for-car-insurance-costs-58-a-year/http://www.dailyfinance.co.uk/2010/08/24/failing-to-shop-around-for-car-insurance-costs-58-a-year/#commentsFiled under:

carinsuranceDrivers could typically save £58 on their annual car insurance premiums by shopping around for cheaper deals.

That is according to new research by Which? that indicated 60 per cent of drivers who shop around will find a cheaper deal than their last renewal quote.

Continue reading Failing to shop around for car insurance 'costs £58 a year'

Failing to shop around for car insurance 'costs £58 a year' originally appeared on Daily Finance UK on Tue, 24 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>car-insuranceshop around for car insuranceShopAroundForCarInsuranceMoney ExpertTue, 24 Aug 2010 04:00:00 ESTMoney sickness syndrome increases among pensionershttp://www.dailyfinance.co.uk/2010/08/20/money-sickness-syndrome-increases-among-pensioners/http://www.dailyfinance.co.uk/2010/08/20/money-sickness-syndrome-increases-among-pensioners/http://www.dailyfinance.co.uk/2010/08/20/money-sickness-syndrome-increases-among-pensioners/#commentsFiled under: , ,

in debtPensioners are the group most affected by money worries with their mental and physical health suffering, new government data reveals.

Britain is an ageing population - the number of people over 65 is predicted to grow to account for almost a quarter of the population in the next 20 years, and these people are being plagued by Money Sickness Syndrome.

Continue reading Money sickness syndrome increases among pensioners

Money sickness syndrome increases among pensioners originally appeared on Daily Finance UK on Fri, 20 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>debtdebt advicedebt management advicedebt-calculatorDebtAdviceDebtManagementAdviceMoney ExpertFri, 20 Aug 2010 04:00:00 ESTCompare current accounts for best dealshttp://www.dailyfinance.co.uk/2010/08/19/compare-current-accounts-for-best-deals/http://www.dailyfinance.co.uk/2010/08/19/compare-current-accounts-for-best-deals/http://www.dailyfinance.co.uk/2010/08/19/compare-current-accounts-for-best-deals/#commentsFiled under: ,

moneyBanking offers that appear to be too good to be true, often are, and mask big fees or charges they incur elsewhere, a new study has found. Compare current accounts online to get the best deals now and avoid costly fees.

Research from consumer group Which? shows that whatever deal we get on our current accounts we all pay for it somehow, whether it is through low credit interest, high overdraft charges or big fees on spending abroad. For example, the consumer champion's new research shows unauthorised overdraft charges with Santander could cost the consumer £1,140 annually.

Continue reading Compare current accounts for best deals

Compare current accounts for best deals originally appeared on Daily Finance UK on Thu, 19 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>account-finderbest-sellingcurrent accountCurrentAccountMoney ExpertThu, 19 Aug 2010 04:00:00 ESTStudents underestimate parents financial helphttp://www.dailyfinance.co.uk/2010/08/18/students-underestimate-parents-financial-help/http://www.dailyfinance.co.uk/2010/08/18/students-underestimate-parents-financial-help/http://www.dailyfinance.co.uk/2010/08/18/students-underestimate-parents-financial-help/#commentsFiled under: ,

parents with studentOver three quarters of parents are willing to support their children financially through University, expecting to contribute £9,000 in total to save their loved ones falling into debt.

But how do you finance the cost of your child's education?

Continue reading Students underestimate parents financial help

Students underestimate parents financial help originally appeared on Daily Finance UK on Wed, 18 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>childs educationChildsEducationeducation costsEducationCostsparents financial helpParentsFinancialHelpMoney ExpertWed, 18 Aug 2010 04:00:00 ESTBrits flock abroad for cheap surgeryhttp://www.dailyfinance.co.uk/2010/08/17/brits-flock-abroad-for-cheap-surgery/http://www.dailyfinance.co.uk/2010/08/17/brits-flock-abroad-for-cheap-surgery/http://www.dailyfinance.co.uk/2010/08/17/brits-flock-abroad-for-cheap-surgery/#commentsFiled under:

medical procedurePeople wanting to cut costs and waiting lists for surgery are heading abroad, with 2.65 million of us having recently done so or planning to, new research shows.

Continue reading Brits flock abroad for cheap surgery

Brits flock abroad for cheap surgery originally appeared on Daily Finance UK on Tue, 17 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>car-insurancecheap surgeryCheapSurgerycompare insuranceCompareInsuranceprivate medical insurancePrivateMedicalInsuranceMoney ExpertTue, 17 Aug 2010 04:00:00 ESTMortgage applications increasehttp://www.dailyfinance.co.uk/2010/08/13/mortgage-applications-increase/http://www.dailyfinance.co.uk/2010/08/13/mortgage-applications-increase/http://www.dailyfinance.co.uk/2010/08/13/mortgage-applications-increase/#commentsFiled under:

mortgageThe Co-operative Bank and Britannia have seen a 31% increase in mortgage applications in the first half of the year, as the housing market shows signs of recovery. But what does this mean for those looking to make mortgage applications?

The figures also show a 13% increase in the proportion of customers who are remortgaging, suggesting people are taking advantage of the historically low mortgage rates.

Continue reading Mortgage applications increase

Mortgage applications increase originally appeared on Daily Finance UK on Fri, 13 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>mortgage-rateMoney ExpertFri, 13 Aug 2010 04:00:00 ESTConfusion reigns on house priceshttp://www.dailyfinance.co.uk/2010/08/12/confusion-reigns-on-house-prices/http://www.dailyfinance.co.uk/2010/08/12/confusion-reigns-on-house-prices/http://www.dailyfinance.co.uk/2010/08/12/confusion-reigns-on-house-prices/#commentsFiled under: ,

house pricesThe latest research into the housing market suggests that house prices fell in July, the first time in a year. So which way for house prices in 2010?

Surveyors at the Royal Institute of Chartered Surveyors (RICS) reported the lowest house price reading in more than a year, with 8% more surveyors citing the fall in house prices due to uncertainty among potential buyers regarding the economy and increasing difficulty of securing a mortgage.

Continue reading Confusion reigns on house prices

Confusion reigns on house prices originally appeared on Daily Finance UK on Thu, 12 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>house priceHousePricemortgage-rateproperty pricePropertyPriceMoney ExpertThu, 12 Aug 2010 04:00:00 ESTThe true cost of single life revealedhttp://www.dailyfinance.co.uk/2010/08/11/the-true-cost-of-single-life-revealed/http://www.dailyfinance.co.uk/2010/08/11/the-true-cost-of-single-life-revealed/http://www.dailyfinance.co.uk/2010/08/11/the-true-cost-of-single-life-revealed/#commentsFiled under: , ,

singleSingle life on average costs £250,000 more over a lifetime on essential living costs than their coupled-up counterparts - shattering the illusion of it being one long party.

But with more people living alone than ever before, follow these simple money saving tips to save.

Continue reading The true cost of single life revealed

The true cost of single life revealed originally appeared on Daily Finance UK on Wed, 11 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>0-balancecar-insuranceMoney ExpertWed, 11 Aug 2010 04:00:00 ESTStudent insurance for start of termhttp://www.dailyfinance.co.uk/2010/08/10/student-insurance-for-start-of-term/http://www.dailyfinance.co.uk/2010/08/10/student-insurance-for-start-of-term/http://www.dailyfinance.co.uk/2010/08/10/student-insurance-for-start-of-term/#commentsFiled under:

studentsStudents this September will take just under £4,000 worth of possessions to university stressing the importance to compare student insurance.

Additionally, over a third of these valuables will be carried around campus by students at any one-time totalling an average of over £1,300, according to insurance provider Endsleigh. This figure even excludes cash, credit cards and jewellery.

Continue reading Student insurance for start of term

Student insurance for start of term originally appeared on Daily Finance UK on Tue, 10 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>Money ExpertTue, 10 Aug 2010 04:00:00 ESTFind the best life insurance deals onlinehttp://www.dailyfinance.co.uk/2010/08/09/find-the-best-life-insurance-deals-online/http://www.dailyfinance.co.uk/2010/08/09/find-the-best-life-insurance-deals-online/http://www.dailyfinance.co.uk/2010/08/09/find-the-best-life-insurance-deals-online/#commentsFiled under:

insuranceLess than half the adult population have life insurance and most of those who do have never switched their insurance provider. Follow our top tips on how to find the best life insurance deals online.

Only 30% of people surveyed by Confused.com recently said that they had ever switched life insurance providers with men more likely to switch than women at 35% compared to 29%.

Continue reading Find the best life insurance deals online

Find the best life insurance deals online originally appeared on Daily Finance UK on Mon, 09 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>best life insurance dealsBestLifeInsuranceDealscar-insurancelife insurance dealsLifeInsuranceDealsonline insurance dealsOnlineInsuranceDealsMoney ExpertMon, 09 Aug 2010 04:00:00 ESTDo motorists need life insurance?http://www.dailyfinance.co.uk/2010/08/06/comparing-life-insurance-a-must-for-motorists/http://www.dailyfinance.co.uk/2010/08/06/comparing-life-insurance-a-must-for-motorists/http://www.dailyfinance.co.uk/2010/08/06/comparing-life-insurance-a-must-for-motorists/#commentsFiled under:

car insuranceAn alarming 54% of drivers admit to irresponsible habits while behind the wheel, increasing the risk of an accident. While relevant motor insurance is obviously required, many could also benefit from comparing life insurance for peace of mind, too.

The Department of Transport revealed 59% of us break speed limits in 30mph zones and, unsurprisingly, Co-operative Insurance research shows that drivers are most likely to do this when they are running late.

Continue reading Do motorists need life insurance?

Do motorists need life insurance? originally appeared on Daily Finance UK on Fri, 06 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>car-insuranceComparing life insuranceMoney ExpertFri, 06 Aug 2010 04:00:00 ESTRenewed credit card competitionhttp://www.dailyfinance.co.uk/2010/08/05/renewed-competition-in-the-credit-card-market/http://www.dailyfinance.co.uk/2010/08/05/renewed-competition-in-the-credit-card-market/http://www.dailyfinance.co.uk/2010/08/05/renewed-competition-in-the-credit-card-market/#commentsFiled under:

credeit cardsThe length of interest-free promotional periods offered by credit card providers has hit a record high, new research shows. Compare credit cards now and benefit from the competition.

Credit card interest-free periods now last for 15.4 months, but interest rates on cards are also continuing to rise with the average rate hitting 17.32 per cent, moneysupermarket revealed.

Continue reading Renewed credit card competition

Renewed credit card competition originally appeared on Daily Finance UK on Thu, 05 Aug 2010 04:00:00 EST. Please see our terms for use of feeds.

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]]>0-balancecredit card marketCreditCardMarketMoney ExpertThu, 05 Aug 2010 04:00:00 EST