Go back 10 years from this very day and the stock market was going into freefall as technology stocks finally came back to earth with a resounding bump.

With the benefit of hindsight it is clear now that some fledgling tech companies were fantastic businesses and have proved this since but back then it was harder to distinguish the wheat from the chaff.

The likes of Google and Amazon for instance have been arguably as successful as any company in any sector in terms of sustained growth over recent years.

Some will argue that many tech stocks are still way below valuation levels seen during the 2000 boom – given that these are the survivors does this mean that tech in some way has failed to deliver to investors?

Having looked at the pros and cons of cash ISAs, many investors may well decide to instead opt for the potentially better but riskier rewards on offer from equity ISAs.

Nigel Walker head of research with online broker Torquil Clark provides his top six funds for ISA investors in 2010.

Government has limited options

The news just doesn't get much better for RBS does it? The banks has just reported a loss for 2009 and been heavily criticised for paying out bonuses.

It now seems the bank has the largest pension deficit relative to its market value out of U.K. finance firms in the FTSE 350 index.

This is no ordinary Budget that chancellor Alistair Darling is set to announce.

The government is staring at a huge budget deficit while at the same time looking at an imminent General Election.

Can we realistically expect much in the way of giveaways this time round?

The obvious answer is no but there will some good cheer in the Budget some of it we already know about but there may possibly....just possibly, be a few surprises.